Terms and Conditions

By accessing or using the Fidzafiro Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must not access or use the Service.

Fidzafiro provides an informational software tool designed to support decision-making around supplemental income activities through risk-calibrated data outputs. The Service is provided for informational and organisational purposes only and does not constitute financial, investment, tax, legal, or professional advice of any kind.

You must be at least eighteen (18) years of age, or the age of majority in your jurisdiction, and possess the legal capacity to enter into a binding agreement in order to use the Service. By using the Service, you represent and warrant that you meet these requirements.

Certain features of the Service may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Fidzafiro promptly of any unauthorised use of your account. Fidzafiro is not liable for any loss arising from your failure to safeguard your account information.

You agree not to use the Service in any way that is unlawful, fraudulent, or harmful, or that infringes the rights of any third party. This includes, without limitation, attempting to reverse-engineer, disrupt, or gain unauthorised access to any part of the Service, or using automated means to extract data without prior written consent from Fidzafiro.

All outputs, calculations, indicators, and content generated by Fidzafiro are provided for general informational purposes only. Nothing within the Service should be construed as a recommendation, guarantee, or promise of any particular financial outcome. You are solely responsible for any decisions made in reliance on information obtained through the Service, and we strongly recommend consulting a qualified professional before making financial commitments.

All content, software, designs, trademarks, and materials associated with the Service are the property of Fidzafiro or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted by these Terms, you may not copy, modify, distribute, or create derivative works based on the Service without prior written authorisation.

Where the Service is offered on a paid or subscription basis, applicable fees, billing cycles, and cancellation terms will be presented to you at the point of purchase. Fidzafiro reserves the right to modify pricing with reasonable advance notice. Unless otherwise stated, fees are non-refundable except where required by applicable law.

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Fidzafiro does not warrant that the Service will be uninterrupted, error-free, or free from harmful components.

To the fullest extent permitted by applicable law, Fidzafiro and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

You agree to indemnify and hold harmless Fidzafiro, its affiliates, and their respective personnel from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.

Fidzafiro reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or Fidzafiro's business interests. Upon termination, your right to use the Service will immediately cease.

Fidzafiro may revise these Terms from time to time. Updated versions will be posted on this page with a revised effective date. Your continued use of the Service after any changes take effect constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which Fidzafiro operates, without regard to conflict of law principles. [This section should be reviewed and finalised in accordance with your specific jurisdictional requirements.]

If you have any questions regarding these Terms, please reach out via the contact details provided on our Contact page.